2025 Mortgage Rates Forecast: The Case for 5% Rates
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
January 17, 2025 7 MIN
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
Every Thursday, Freddie Mac releases its weekly mortgage rates survey, gaining widespread media coverage. But its data are often out of date.
Experts tell you to shop for mortgage rates. But it could put your homebuying at risk. How do you shop lenders when buying a house?
As expected, the Fed cut its key interest rate by 0.25%. But mortgage rates might rise due to new Fed guidance for 2025.
The Fed issued an anticipated rate cut, but it was bigger than many expected. How mortgage rates are reacting.
Many homeowners who purchased since September 2022 might save money with a refinance, thanks to falling mortgage rates.
Falling mortgage rates have equated to an estimated $300-per-month drop in the mortgage payment on a $350,000 home.
Mortgage rates have steadied since last week's roller coaster. But another important report is about to be published that could again take rates for a ride.
Two highly significant events this week have the potential to set mortgage rates moving up or down for months to come.
A mortgage rate lock captures a rate on a specific day. But when should you lock when buying or refinancing a house?
The Fed could look to cut rates in September, but only if inflation numbers cooperation, some of which come out Friday.
Mortgage rates are driven by inflation and other economic data. But one factor is influencing them more than normal: low demand for government debt.
It will likely be a calm week for mortgage rates -- that is, until Friday rolls around.
Many homebuyers who missed the last mortgage rate rally wonder if low rates will ever come back. Can rates fall to 3%?
Trump told rally-goers in Arizona that mortgage rates would fall to 2% during his presidency. Is that anywhere near possible?
The Fed is all but guaranteed to cut its key interest rate today. Unfortunately, mortgage rates will probably move higher.
Trump will be the president for the next four years. What that could mean for mortgage rates.
Mortgage rates have been on a roller coaster of late. What might 2025 bring for rates?
